Payments & Checkout
If customers get as far as the cart and give up at checkout, the problem isn't the product, it's that final screen. The right provider, the right payment options and a smooth 3D Secure flow — this is the easiest part of the sale to win back.
- Group
- Infrastructure
- First deliverable
- Provider comparison
- Ongoing
- Monthly payments report
Who this service is for
- «Lots of people add to cart, few complete checkout.»Abandonment at checkout very often comes from a 3D Secure error, a missing payment option or a final screen that doesn't inspire trust.
- «We don't know whether we're overpaying on fees.»When fees, payout times and installment costs aren't read together, the provider that looks cheapest can end up the most expensive.
- «We can't offer pay-later; our competitor does.»As basket sizes grow, flexible payment becomes as decisive as the price itself.
What's included
Comparing payment providers and card acquirers side by side on fees, payout times and installment terms.
Connecting to the store and testing the 3D Secure flow and refund scenarios end to end with a real card.
Which payment options on which product, who carries the cost of installments, and the setup during promotional periods.
Number of steps, saved cards, error messages and trust signals: simplifying the final screen.
Setting up risk rules, suspicious order checks and the dispute process.
Evaluating options such as bank transfer, local payment methods and pay-later, together with their cost.
How we work
Putting the terms in writing
Fees, payout times, installments and integration support in one table. The decision is given in writing, with its reasoning.
End-to-end testing
Successful payment, failed 3D Secure, partial refund, installment refund: everything is tested before going live.
Watching the final screen
Error and abandonment rates are read every month; if a provider deteriorates, the switch to the backup is ready.
The checkout page is the least designed screen on a site — and the one that loses the most money.
What we measure
The share of people who move from cart to checkout but don't complete the order.
The error rate coming back from banks. The first number checked when switching providers.
How installments and pay-later affect average basket size and conversion.
The real cost, calculating fees, installment costs and payout delays together.
What you get
- Provider comparisonA side-by-side table of terms and the reasoning behind the recommendation.
- Live payment flowTested, live payment and refund scenarios.
- Installments and promotions tableInstallment and pay-later options, their cost and seasonal promotion setup by product group.
- Monthly payments reportAbandonment, error and cost figures; what changed.
Which tools we use
Every account is opened in your name and the licenses are yours. When we part ways, the tools and the data stay where they are.
PayPal
KlarnaCard acquirers
Visa
Mastercard
American ExpressLocal card schemes
WooCommerce
Shopify
GA4Payment dashboard reportsFrequently asked questions
Which payment provider should we choose?
There's no single right answer; fees, payout times, installment and pay-later terms and compatibility with your platform are weighed together. We have no fixed preference and take no commission from providers — we give you the comparison in writing, based on your revenue and basket structure. For most brands we recommend one main provider and one backup.
Whose name are the payment accounts opened in?
Yours. Merchant and payment accounts are opened in your company's name, and the contract is between you and the provider. We prepare the application and handle setup and testing; when we part ways, your payment setup keeps working as if nothing happened.
Is switching our current provider risky?
If it's not done right, yes. The new provider is first set up in parallel and tested, the switch happens on a low-traffic day, and the old account stays open for a while — so refunds and chargebacks can still close through the old provider.
Related services
This service can be booked on its own, but it works best together with these three:
Corporate sites, landing pages and custom software where an off-the-shelf platform falls short.
InfrastructureShopify Store SetupSetup, migration and theme development on Shopify and Shopify Plus. Built by our own development team.
ConversionCRO & AnalyticsConversion optimization, A/B testing, tracking infrastructure and decision-ready reports.
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Payments & Checkout can also be done as a standalone project: clear scope, clear timeline, no 12-month commitment. In a full partnership, it runs alongside the other work your brand needs, handled by the same team. We decide together on the discovery call which suits you.